HOME LOAN
Celebrate the pride of buying your Dream home with home loans @ 8.40% interest rate. We offer tailor-made solutions and the most competitive rates to the widest range of customers seeking a home loan. Whether you are salaried or self-employed, our housing loan is easier on your pocket every month.
We understand that every home loan is a very personalized need of the customer. Hence, we make the best effort to understand the requirement, and provide you with the most customized home loan with lowest interest rates & help in making your dream home, a reality!
- Fast Processing
- No hidden costs or administrative charges.
- No prepayment penalties.
- Low Processing Charges
- Low Interest Rates
Steps to avail Home Loan
Step 1:- To know the borrower and his repayment abilities. Submission of all Income & other documents along with P. fee Cheque
Step 2:- Checking repayment capacities of the borrower. This is based on age, income, qualification and employer. For self-employed, it is based on the nature of business, experience and credit report
Step 3:- Submission of property documents for legal check. This may include NOC from legal owners. The banks keep the documents till the entire repayment of loan.
Step 4:- The valuers do the valuation. The amount of loan is determined by the bank & Sanction Letter is issued
Step 5:- Agreement is signed between the borrower and lender. Post dated cheques are submitted. Loan is disbursed as sanctioned.
Step 6:- Agreement of sale is stamped and registered at the office of registrar. The original copy is submitted to the lender.
